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Survey: YouTube, blogs and Reddit are where Americans turn for cryptocurrency investing advice

More than 40% of Americans say they believe crypto will overtake traditional banking and currency within 25 years, according to the results. The number one rule of investing is to understand what you are investing in. Investing because your neighbor’s friend thinks that token is hot isn’t good enough. — Dr. Campbell Harvey, professor of […]

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MoneyKey personal loans: 2022 review, rates

Insider experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page. The bottom line: MoneyKey charges very high interest rates and isn’t […]

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BBB warns against predatory payday loan companies

WICHITA FALLS, Texas (KAUZ) — The Better Business Bureau warns of predatory payday loan companies and fraudsters who thrive among unequal laws and stolen data. Amid inflation, the COVID-19 pandemic and job losses, many consumers have turned to payday loans for short-term solutions, according to the BBB. This would have allowed predatory lenders to thrive; […]

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If you must be immoral, be honest about it

Payday lenders are hated by many, and understandably so. I have mixed feelings about them though. They make money from a societal failure, and one that seems entirely preventable: millions of Americans living paycheck to paycheck, unable to cope with an emergency. Higher wages and an improved social safety net could eliminate the need for […]

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Loan Co. Parent Beats RICO Suit Alleging Tribal Partnership

By Caleb Symons (September 2, 2022, 8:41 p.m. EDT) – A federal judge in Baltimore launched allegations on Friday that North Dakota tribesmen conspired with business partners to run a loan sharking scheme, finding the putative class action “devoid of any facts” necessary to prove a violation of U.S. anti-racketeering law. The lawsuit, which residents […]

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Top consumer finance stocks to buy in 2022

The consumer credit industry has seen a surge in demand over the past few years. With growing populations around the world, increased urbanization and rising levels of education have resulted in an increase in the purchasing power of millennials. Different financial services companies cater to the varying needs of consumers at different stages of life. […]

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24-Hour Check Cashing Near Me: 6 Places to Cash Checks After Hours

Alina555/Getty Images/iStockphoto Sometimes you need to cash a check when your bank is closed. Or, maybe you don’t have a physical bank and don’t want to wait for mobile deposit to make your funds available. Check cashing services will cash your check, depending on the type of check and its amount. And since many of […]

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Not everyone has a bank account

By Morf Morford, Tacoma Daily Index With all the news about booming real estate, stocks, cyber-currency and interest rate markets, it’s easy to forget some of us – an estimated 63 million Americans are, in fact, no banked or underbanked. It’s the term for those who don’t use banks to perform basic financial transactions like […]

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Missouri Legislature Backtracks on School Book Ban | Missouri News | Saint Louis

Click to enlarge Librarians across the state are targeted by the legislature’s latest book ban. A bill passed by the Missouri state legislature will prohibit the provision of material containing “explicit sexual material” to students. If such material is found, violators could be charged with a Class A misdemeanor, carrying a maximum penalty of one […]

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Live updates: U.S. homebuilder confidence plummets as housing affordability weakens

Afghanistan has two anniversaries ahead. Friday is Independence Day, commemorating the signing of the Treaty of Rawalpindi in 1919, in which Britain granted Afghanistan self-determination over its foreign affairs. However, most will be most concerned about Monday, which marks one year since the Taliban regained control. This week also begins with the 75th anniversary of […]

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Can innovative industrial properties survive the rest of 2022?

Innovative industrial properties (NYSE: IIPR), a real estate investment trust (REIT) serving the regulated cannabis industry, posted notable gains in the second quarter of 2022. Meanwhile, in the early spring, it raised funds via a sale of common shares , which helped her reduce her debt while continuing to grow the business. But, he’s already […]

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Fig Personal Loans Review 2022

Insider’s experts choose the best products and services to help you make informed decisions with your money (here’s how). In some cases, we receive a commission from our our partners, however, our opinions are our own. Terms apply to offers listed on this page. The bottom line: Fig is a solid choice for borrowers who […]

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Adrian Peterson Net Worth, Career and Personal Facts [2022]

Adrian Peterson was called “the definition of a workaholic” by his former coach, and it’s no wonder why. Adrian Peterson’s dedication to the game cannot be matched by anyone else in recent memory – he averaged more than 20 carries per game during the four years in Oklahoma, which led him to become the one […]

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Factoring company’s legal dispute halts operations and puts drivers in a bind

Freight factoring is used by many drivers and aims to provide initial capital to run their businesses. However, as a large group of truckers recently learned, freight factoring is not without its risks. On July 18, a temporary restraining order and injunction were filed on behalf of CoreFund LLC. The Waterford, Texas-based factoring company says […]

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A Pandemic of Debt: Many DFW members are struggling with the debts they incurred to weather the financial storm of COVID

Darlington Okopu’s number one priority has always been taking care of his teenage twins. Originally from Ghana, he lived in North Texas for the better part of a decade. And he built a good, stable life for his family before the pandemic, working in auto parts assembly in Arlington. Okopu says he has started to […]

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Debt has skyrocketed during the pandemic, helping the rich get richer while others tread water

Household debt is at historic highs, according to most recent issues from the Federal Reserve Bank of New York, and Americans now owe $15.8 trillion. The numbers may be staggeringly high, but what stands out as unusual for Fed economist Andy Haughwout is that Americans have continued to take on household debt even as the […]

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How much you’ll pay in taxes for the $1 billion Mega Millions jackpot

The Mega Millions jackpot has reached over $1.02 billion. But not all winners win the same pot; depending on the state you live in, you may be subject to higher state taxes. Friday’s drawing is the third largest Mega Millions Jackpots all time. Although lottery jackpots are often shared by multiple winners, Mega Millions set […]

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Tribal Loan Interest Rates $38 Million Class Action Settlement

Several tribal officials have agreed to fund a settlement worth $39 million to resolve claims of trying to circumvent loan laws. The settlement benefits consumers who obtained a loan from Golden Valley, Silver Cloud or Majestic Lake at any time or those who obtained a loan from Mountain Summit before February 1, 2021. According a […]

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Banking initiative for Dallas-area underserved neighborhoods has a lot to prove

Several Dallas-Fort Worth neighborhoods with little or no access to banks will now see 30-foot-long PNC Bank mobile units rolling down their streets. It’s a symbolic decision and an important awareness-raiser, as predatory lending remains a problem nationwide and especially in Texas, which has one of the worst average payday loan interest rates in the […]

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Outgoing? Get rid of these types of debt immediately

kupicoo / iStock.com To make sure you’re comfortable when you retire, it’s important to take the necessary financial steps. Feeling secure in retirement on a limited income—against the backdrop of rising consumer costs and inflation rates—may require tight budgeting. See: Ways you can lose your Social Security benefitsFind: 15 Beautiful, Inexpensive Places to Retire Considering […]

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CFPB says payday lender hid free repayment plans

By Sarah Jarvis (July 12, 2022, 9:21 p.m. EDT) — The Consumer Financial Protection Bureau on Tuesday filed a lawsuit in Texas federal court against a privately owned payday lender for allegedly concealing repayment plans freebies to troubled borrowers and lying about the number of times he would try to debit borrowers’ bank accounts for […]

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I funded my abortion and I expect to see more post Roe that way

I got pregnant last year when my IUD moved, and I decided to have an abortion. My family’s income had been hit hard by COVID and we had no money for the response. I’ve funded over $300 to help pay for my abortion, and I expect to see more after Roe. Loading Something is loading. […]

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CFPB sues ACE Cash Express for concealing no-fee redemption plans and improperly withdrawing consumer funds

WASHINGTON DC – The Consumer Financial Protection Bureau (CFPB) today filed a lawsuit accusing payday lender ACE Cash Express of concealing free repayment plans from troubled borrowers. Due to ACE’s illegal practices, individual borrowers have paid hundreds or thousands of dollars in reborrowing fees, when they were in fact eligible for free repayment plans. These […]

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Could a valuation gap clause make your home offer stand out?

Image source: Getty Images Homebuyers have faced tough conditions for months as the supply of homes is very tight and prices have soared in many parts of the country. Although there are signs house prices could follow a downward trajectory, right now it’s still a seller’s market in many places. This means that buyers may […]

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Predatory lenders make money from rising gas and food prices

Most want to avoid payday loans, which offer quick cash against future paychecks without a credit check and come with an interest rate of over 500%. But rapidly rising prices for food, fuel and rent leave them with few options. To payday lenders, Nevertheless, they announce happy days and good times to come. “Low unemployment […]

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Survey: Americans Borrow Money, Default Bills to Buy Cryptocurrency

Over 32% of cryptocurrency investors have used a payday loan in the past, and 11% have used a payday loan or title loan to buy crypto As a retail investor, you are at a disadvantage in the crypto markets. —Robert Geoghegan, A to Z author of Web3 AUSTIN, TEXAS, USA, June 23, 2022 /EINPresswire.com/ – […]

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Does modern slavery exist?

Juneteenth is a federal holiday now in the United States that recognizes the emancipation of enslaved black Americans. June 19, celebrated on June 19, celebrates the release of the last of 250,000 enslaved black people when 2,000 union soldiers arrived in Galveston Bay, Texas and announced this executive order. But was slavery totally abolished? Webster’s […]

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Our bodies, our societies and our planet are inflamed for the same reasons.

Activist, filmmaker and best-selling author Raj Patel was disguised as a genetically modified tomato when he encountered Rupa Marya, MD, over ten years ago. They were at a protest against the use of pesticides, and Marya, who is both a musician and a doctor, was performing at the event with her world-touring band. Rupa and […]

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How a chewing gum heir fell into a sticky situation with weed

But less than six months after signing that deal, Parallel’s underlying financial issues began to surface. In September 2021, the plan to go public via the SPAC deal imploded. Ceres Acquisition Corp. declined to comment for this story, but Reuters reported at the time that the parties have decided by mutual agreement to abandon the […]

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Review of possible financing installment loans 2022 – Forbes Advisor

Although Possible Finance can quickly offer small loans to borrowers with bad credit (or no credit), it charges higher APRs than some other personal lenders. Here’s how Possible Finance’s installment loans stack up against competitors. Possible financing against upgrade Upgrade offers personal loans starting at $1,000, so it might be a better option than Possible […]

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After the EU agrees to ban most Russian oil imports, paying $5 for gas could come sooner than you think and tenants will face bidding wars in the next phase of the market competitive american housing

Hi, MarketWatchers. Don’t miss these top stories. All-Pro Von Miller sells custom compound in Colorado for $4.1 million Two-time Super Bowl champion Von Miller is selling his Denver-area mansion for $4,125,000. Read more When will you pay $5 for gas? After the EU agrees to ban most Russian oil imports, it could be sooner than […]

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Litigation leaves CFPB payday rule in limbo

Over the past five years, the payday loan industry has successfully fought federal regulations on short-term, low-value loans by suing the Consumer Financial Protection Bureau. The years-long litigation over the CFPB’s payday rule may finally come to a head, but the fact that the industry was able to block the rule for so long has […]

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Propelled by (formerly) huge gains from real estate, stocks, cryptos, while “real” incomes are lagging behind? “Real” consumer spending increases, service spending increases

You can see why some retail stocks don’t like the shift from goods to services. By Wolf Richter for WOLF STREET. Americans far outpaced inflation in April. “Real” spending on goods – what consumers buy at retailers, adjusted for inflation – rose during the month, but was down from last year’s miracle-stimulus peak. “Real” spending […]

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Payday lenders want to offer larger loans. Critics say it is “designed to trap” low-income families. | Legislature

Is a $1,500 loan worth it if it costs you $1,500 more in interest and fees? This is what payday lenders would be allowed to charge cash-strapped consumers in Louisiana if Gov. John Bel Edwards allowed it Senate Bill 381 become law. The legislation would allow lenders to offer installment loans worth up to $1,500 […]

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Billionaires turn against Biden and his ‘hate party’

However, the Biden White House has been more hostile to tech companies and their owners. Biden has accused companies like Facebook of “killing people” for not regulating Covid posts more strictly. He also named a series of senior officials who called for Big Tech to be broken up, such as Tim Wu and Lina Khan, […]

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Press releases | Press | President’s Press Room | Chair

19.05.22 BuzzFeed Investigation Showed KKR Puts Profits Before Patients, Leading to Abuse and Neglect and Putting Patients’ Lives at Risk washington d.c. — US Senators Patty Murray (D-Wash.), Chair of the Senate Committee on Health, Education, Labor and Pensions; Elizabeth Warren (D-Mass.), member of the Senate Finance and Banking, Housing, and Urban Affairs Committees; Ron […]

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Payday Loan Program Aims to Rid Residents of Extra Debt | News

Faith Baptist Church is one of four churches in Kentucky working to help residents get rid of crippling debt through a payday loan program in partnership with the Commonwealth Credit Union. When locals make a payday loan deal, interest rates and fees trap them in an almost inevitable cycle of debt, said Rev. William Reilly. […]

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How Zirtue aims to take the stress out of relationship-based lending

Loans are an unfortunate pillar of the modern American economy. From the ever-increasing price of higher education, to bankrupting medical bills, to the high cost of starting a business, many citizens find themselves awash in debt at some point in their lives. The Zirtue Team This flood of debt is especially common in poor and […]

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Tip recap: Nothing goes beyond money: Newly approved pilot program will provide $1,000 per month to 85 households – News

City Council approved a pilot program at its May 5 meeting to provide monthly payments of $1,000 to 85 households for an entire year. Once people are accepted into the guaranteed income pilot, they won’t have to “prove” they still need the help, as many government-run financial aid programs normally require. The pilot project will […]

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$1 billion in customer debt resolved

In 5 years, Beyond Finance has earned the trust of over 140,000 clients with an average of $23,600 in unsecured debt. Tweet that Among these customers is Amy, whose husband had a tragic motorcycle accident and had intermittent surgery for more than a year. When she called Beyond Finance, she had more than $50,000 indebted. […]

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Tip recap: Nothing goes beyond the money: City to launch guaranteed income pilot program – News

City Council approved a pilot program at its Thursday, May 5 meeting to provide monthly payments of $1,000 to 85 households for an entire year. Once people are accepted into the guaranteed income pilot, they won’t have to “prove” they still need the help, as many government-run financial aid programs normally require. The pilot project […]

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Being in debt for years can harm your heart health

Share on PinterestStudents on the campus of George Washington University in Washington, DC, U.S., Thursday, Sept. 9, 2021. Stefani Reynolds/Bloomberg/Getty Images Long-term student debt is linked to a higher risk of cardiovascular disease and higher levels of chronic inflammation. In 2020, average student debt in the United States upon graduation from university or college ranged […]

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The biggest pitfalls, mistakes and how to get out of them

Consumer debt hit $14.56 trillion after the fourth quarter of 2020, according to the New York Federal Reserve. TEMPLE, Texas — Debt remains a major problem in America, according to the New York Federal Reserve and debt.org, which showed consumer debt in 2020 sitting at nearly 14.5 percent. Lourdes Zuniga, Executive Director of Financial health […]

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Two arrested in connection with kidnapping of Arkansas teenager, officials say

Two people are behind bars after an orange alert was issued for a 17-year-old girl from Arkansas earlier this week. Samuel Wayne Bolling, 38, of Nashville and Dayla Diane Ferrer, 19, of Memphis, were arrested and charged with kidnapping, aggravated robbery, first-degree assault and false first-degree imprisonment after the ‘Trynytee case was taken after work […]

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Some struggle to pay property taxes and turn to high-interest lenders

The surge in property valuations released this month has left many homeowners reeling. As some struggle to pay taxes, 2022 could bring revival to a controversial industry. Property tax lenders offer to help desperate homeowners and businesses protect their properties from foreclosure by offering immediate loans at high interest rates. After years of steady growth, […]

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The easiest loans to get

You can get approved for some loans, such as emergency loans, payday loans, and bad credit or no credit check loans, even if you don’t have the best credit or a stable income. They can provide you with the funds you need to pay for any expenses that may arise. But just because these loans […]

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How to Live on $15/Hour in Austin

When Ben Patterson, a student at the University of Texas, graduates this spring, he will join the large group of Austinians who earn $15 an hour at their primary workplace. Once the ‘living’ wage that thousands across the country fought for make the national minimum wageliving on $15/hour is now an almost insurmountable task in […]

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It’s 2022 and Texas remains one of the worst states for consumers to borrow from payday lenders

Need a $500 loan to hold out until your next paycheck drops? In Texas, the average consumer will have to repay that amount, plus an additional $645 in interest. This is according to a new Pew Charitable Trusts analysis payday loans that ranks Texas among the most expensive states for consumers to borrow money. The […]

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Faith in Action: April 10, 2022 – End Predatory Lending Support the Fair Credit Act for Veterans and Consumers

Every week at All Saints Church, we put our faith into action. This week, we are writing to our members of Congress across the United States urging them to support the Veterans and Consumers Fair Credit Act to protect consumers from predatory lenders. The scriptures condemn usury and teach us to respect the God-given dignity […]

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Millions of Gen X lives are still dictated by student debt

Millions of Gen Xers in their 40s are struggling with student loans, just like Millennials and Gen Z. Insider spoke with two women in their 40s about how their student loans affect their lives. They may both be eligible for a rebate under a federal program, but that hasn’t happened so far. Read more stories […]

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Riot at the Capitol: the man behind a truck full of Molotovs gets four years

An Alabama man who parked a van full of weapons and Molotov cocktail components near the U.S. Capitol on the day of last year’s riot was sentenced Friday to nearly four years in prison. U.S. District Judge Colleen Kollar-Kotelly said she still hadn’t heard an explanation as to why Lonnie Leroy Coffman had “almost a […]

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Why financial literacy matters, from saving to paying off debt

Walrus Pictures | Digital Vision | Getty Images To succeed financially, knowledge is essential. Yet many Americans lack financial knowledge. This can impact everything from the amount of money saved to the debt owed. The situation is disastrous for more than one. More than half of Americans can’t cover a $1,000 emergency expense with savings, […]

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Michigan Tackles Dramatic Increase in Problem Gambling

This article is part of Health, a series about how Michigan communities are stepping up to address health challenges. It is made possible thanks to funding from the Michigan Health Endowment Fund. Shelby Township resident Nicholas Tabarias’ initiation into problem gambling began in 2014, when he moved in with an aunt who frequently visited the […]

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Groups want lawmakers to act on high-cost loans

Leaders of two organizations that recently launched an alternative to payday loans now hope to lay the groundwork for changes to state law after releasing a new report about how predatory moneylenders imprison debt-ridden Memphians. “These payday lenders are having a huge impact on our people and their way of life,” said Shirley Bondon, executive […]

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Reviews | The monster that followed him from the war

After a month, the first symptoms appeared: pressure on the chest, knotted stomach, a thickening aura followed by the sensation of someone scratching the base of the skull. He was quarantined over Christmas for fear he had caught a virus; the base medics dispelled his concern, saying it was “Iraqi rawness”. When her husband returned […]

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What to know before your business adds Buy Now, Pay Later

“Buy now, pay later” is becoming commonplace at major retailers like Target, Ikea and Macy’s. More and more small business owners are also allowing their customers to pay in installments. In fact, 55% of local businesses use buy now, pay later online and 5% offer it as an in-store payment option, according to a February […]

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How High-Cost Loans Are Affecting Black and Latino Communities in Memphis

A new report links the impact of high-cost loan storefronts mostly concentrated in minority communities in Memphis to the city’s widening racial wealth gap. A report by Political Institute of Hope and Memphis Black Clergy Collaborative published on Wednesday said that while these loans (which include payday loans) are marketed as a “quick financial fix”, […]

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Sbarro adds same-day payment option for employees

Diving Brief: Sbarro has in partnership with DailyPay give its employees access to on-demand pay. The company, citing his own commissioned research, claims that more than 90% of users say DailyPay helps them pay their bills. Four out of five users no longer have to take out payday loans or pay overdraft fees with pay-as-you-go, […]

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Are payday loans your only option when you have bad credit?

When times are tough, payday loans may seem like your only option in Texas. But are they? Keep scrolling to learn more about these online short term loans and how online installment loans in texas may offer an alternative. Why do people turn to payday cash advances? An unexpected expense can be tough on any […]

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RISE Credit Loans Review 2022

Personal Finance Insider writes about products, strategies, and advice to help you make smart decisions with your money. We may receive a small commission from our partners, such as American Express, but our reports and recommendations are always independent and objective. Terms apply to offers listed on this page. Read our editorial standards. Editor’s note: […]

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FCFS) SHAREHOLDER CLASS ACTION ALERT: Bernstein Liebhard LLP reminds investors of the deadline to file a motion as lead plaintiff in a securities class action lawsuit against FirstCash Holdings, Inc. (NASDAQ: FCFS)

NEW YORK, March 7, 2022 /PRNewswire/ — Bernstein Liebhard LLP reminds investors of the deadline to file a motion as lead plaintiff in a securities class action that was filed on behalf of investors who purchased or acquired common stock of FirstCash Holdings , Inc. (the “Company” or “FirstCash”) (NASDAQ: FCFS) between February 1, 2018 […]

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This Woman Went From Public Aid To Millionaire Status Through A Side Hustle – Here’s How She Did It

From perks to bullets, this story of a millionaire black woman is nothing short of inspiring. Arnita Johnson-Hall told her inspiring story to CNBC, and his accomplishments are nothing if not remarkable. The story begins in 2007, when she was a single mother living in Dallas, Texas working a dead end job to earn a […]

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Buy Now Pay Later Apps Class Action Class Action Investigation

LAWYER ADVERTISING PA Shamis & KindAndrew ShamisLicensed in Florida, New York, Georgia, Illinois, Ohio, Arizona and TexasOffice location: 14 NE 1st Ave., Ste. 705, Miami, FL 33132 Who is affected: Buy now, pay later Have you incurred excessive charges such as overdraft fees or insufficient funds after using Buy Now Pay Later services, such as […]

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More states seek to cap consumer interest rates at 36%

As efforts to implement a national rate cap stall, more states are considering banning consumer loans with annual percentage rates above 36%. New Mexico lawmakers recently approved a 36% rate cap, which would reduce the state’s current maximum APR by 175%. It now awaits the governor’s signature. Lawmakers in Rhode Island and Minnesota are considering […]

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Michigan group collects signatures to curb payday loans

LANSING, Mich. (AP) — A Michigan group began collecting signatures on Wednesday for a ballot proposal aimed at limiting the interest and fees charged by payday lenders they say are trapping low-income borrowers in debt cycles. Michiganders for Fair Lending needs approximately 340,000 valid voter signatures by June. If enough are gathered, the measure would […]

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Naira slides to 416.75 naira per dollar on I&E FX market

By Adedapo Adesanya Earnipay, a fintech solution that provides flexible, on-demand access to employees, has closed a $4 million funding round led by Canaan. The round also saw participation from XYZ Ventures, Village Global, Musha Ventures, Ventures Platform, Voltron Capital and Paystack CEO Mr. Shola Akinlade. Targeting employees across Africa, Earnipay officially launched operations in […]

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Think Finance reaches $44.5 million deal to end class attrition claims

By Joyce Hanson (February 11, 2022, 10:06 PM EST) – Consumers who sued the owners of now-defunct payday lender Think Finance on Thursday asked a federal judge in Virginia to approve a $44.5 million settlement of dollars arising from company claims used businesses owned by Native American tribes as fronts to charge excessively high interest […]

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Vitesse Closes $26M Series B Funding

Speedthe UK-based FinTech secured $26m in Series B funding, the company announcement Thursday (February 10). This latest round will allow the global payment, liquidity and treasury management platform to connect with the growing digitalization of the insurance industry in Europe and the United States, the company said. The proceeds will also be used to invest […]

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Raise to pay $3.3 million for predatory loans

Raise credit agreed to pay a minimum of $3.3 million for charging people interest rates above the 24% maximum allowed by Washington, D.C. for loans and lines of credit, according to a declaration of the District of Columbia Attorney General’s Office. Settlement resolves lawsuit deposit by the AG’s office against Elevate in 2020. Elevate is […]

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Nine-year-old Khloe Joiner’s mission to donate £1million

To celebrate black history in February, CNBC + Acorns Invest in You: Ready. Together. Grow. spotlights everyday Americans who are investing in neighborhoods, schools and small businesses to create a better financial future. In January, CNBC asked readers to name people in their communities making revolutionary change. A Book and A Smile by Khloe Joiner […]

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Is San Antonio FloatMe a Safer Alternative to Payday Loans?

FloatMe, a San Antonio tech startup that gives workers cash advances on their next paycheck, said it has increased $16.2 million from investors during its last fundraising. Overall, the startup has raised $49.1 million in funding since June 2019, including $25 million in debt funding, according to Crunchbase, which tracks investments in tech companies. FloatMe’s […]

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San Antonio Councilman Jalen McKee-Rodriguez Proposes Low-Cost Insulin Program

Fresh from proposing six initiatives for council consideration, Councilman Jalen McKee-Rodriguez proposed a new health initiative supported by other council members that aims to help San Antonio’s diabetes community. McKee-Rodriguez has filed for council review to create a cost-sharing program to help San Antonio residents cover the cost of insulin, according to a news release. […]

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NOTICE: Don’t minimize veteran loan options

Published on February 3, 2022 at 10:20 a.m., Last update on February 3, 2022 at 2:14 p.m. Submitted by Annissa Flores / Isleta Tribe Member and U.S. Army Veteran This letter is provided as the author’s opinion/comment. You can submit your own letter to [email protected] This story also appeared in the commentary As our nation […]

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TUSD prepares students for financial literacy

While a majority of high school students won’t have to worry about filing taxes this year, Turlock Unified School District is offering financial literacy classes to help equip them with the tools they need in coming years. “TUSD students have the opportunity to learn about financial literacy in several courses at the high school level, […]

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Why banks are eliminating overdraft fees

The average overdraft fee costs consumers $35 per breach, making it an inconvenient and frustrating part of day-to-day banking for many people. But some big banks — Capital One, Bank of America, Truist, US Bank and Wells Fargo — have recently taken steps to reduce or eliminate overdraft fees for their customers. In 2019, Discover […]

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Economic news from January 27, 2022

The U.S. economy ended last year booming as consumer spending and business investment helped loosen the stubborn grip of the pandemic. Gross domestic product – the broadest measure of the country’s output of goods and services – rose 1.7% in the last three months of 2021 after adjusting for inflation, the department said on Thursday. […]

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INVESTOR ALERT: Kirby McInerney LLP reminds investors that a class action lawsuit has been filed on behalf of FirstCash Holdings, Inc. (FCFS) investors and encourages investors to contact the company by March 15, 2022

NEW YORK–(BUSINESS WIRE)–The law firm Kirby McInerney LLP reminds investors that a class action lawsuit has been filed in the U.S. District Court for the Northern District of Texas on behalf of those who acquired FirstCash Holdings, Inc. (“FirstCash” or the “Company”) (NASDAQ: FCFS) ordinary shares from February 1, 2018 to November 12, 2021 inclusive […]

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Trusty Overdraft First National Bank Texas Launches Fee Alternative

First National Bank Texas launched an overdraft alternative this month it calls One-Day Rewind, which automatically refunds a customer’s overdraft fee from the day before if the account balance is no more than 12 $ in the red at the end of the next business day. . At first glance, a product like this in […]

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Martin Luther King Jr. Arizona State University speech tapes found in Goodwill

Martin Luther King Jr. once told a crowd in Tempe that “the winds of change are blowing” and that the winds are “swept away from an old (world) order” of systemic racism, racial segregation and civil rights for all in Arizona . It was June 3, 1964. King Jr. pushed for passage of the federal […]

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FIRSTCASH HOLDINGS, INC. CLASS ACTION ALERT: Wolf

THE PRINCIPAL APPLICANT DEADLINE IS MARCH 15, 2022 NEW YORK, Jan. 18, 2022 (GLOBE NEWSWIRE) — Wolf Haldenstein Adler Freeman & Herz LLP announces that a federal security class action lawsuit has been filed against FirstCash Holdings, Inc. (“FirstCash” or the “Company”) (NASDAQ: FCFS) in the United States District Court for the Northern District of […]

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FCFS ALERT: Robbins Geller Rudman & Dowd LLP Files Class Action Lawsuit Against FirstCash Holdings, Inc., Announces Opportunity for Investors Suffering Substantial Losses to Pursue Case – Lawyer Monthly

SAN DIEGO–(BUSINESS WIRE)–#FCFSstock—Robbins Geller Rudman & Dowd LLP announces that it has filed a class action lawsuit seeking to represent purchasers of common stock of FirstCash Holdings, Inc. (NASDAQ: FCFS) between February 1, 2018 and November 12, 2021, both dates inclusive (the “Class Period”), and charging FirstCash and certain of its senior executives with violations […]

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FIRSTCASH ALERT: Bragar Eagel & Squire, PC Announces Class Action Lawsuit Filed Against FirstCash Holdings, Inc. and Encourages Investors to Contact Company

NEW YORK–(BUSINESS WIRE)–Bragar Eagel & Squire, PC, a nationally recognized shareholder rights law firm, announces that a class action lawsuit has been filed against FirstCash Holdings, Inc. (“FirstCash” or the “Company”) ) (NASDAQ: FCFS) in the United States District Court for the Northern District of Texas on behalf of all persons and entities who purchased […]

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Tribe-linked lenders strike with second RICO loan lawsuit

By Victoria McKenzie (January 13, 2022, 5:40 PM EST) – Online lender Aaniiih Nakoda Finance LLC has been hit with a second proposed racketeering class action lawsuit in Illinois under the Racketeering Influenced and Corrupt Organizations Act which accused the company of using a federally recognized tribe as a front to avoid prosecution for its […]

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Mind-boggling How Many PGA Tour Pros Made $ 1 Million Salary In One Week | Golf News and Tour Information

What is less well known is that by winning Kapalua’s Plantation Course, Smith earned the biggest salary of his young and successful professional golfer career: $ 1.475 million. This exceeds the previous record of $ 1.188 million set by Smith for his victory at the Sony Open 2020. Suffice it to say, it’s worth it […]

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Personal Loans Review Fig Loans

Fig Loans is an online lender that offers small personal loans to borrowers with medium to low credit. It also offers credit loans, which are meant to help borrowers build up credit when payments are made on time. Is borrowing on fig loans a good idea? Make sure to research all of your options. Even […]

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Electrical appliances as virtual power plants

“We believe we can turn water heaters, refrigerators, thermostats, electric vehicles and batteries into virtual power plants. [VPPs]to help balance the increase in clean electricity from the grid, Jigar Shah, director of the DOE’s Office of Lending Programs [LPO] said in a September 2021 interview (https://www.canarymedia.com/articles/policy-regulation/jigar-shahs-big-idea-for-getting-rooftop-solar-and-smart-appliances-to-low-income-americans). The LPO offers loan guarantees to companies that produce […]

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Payday Loans Online In Texas

Payday loans in Texas might be a wise option for those who are in the midst of a temporary decline. Making sure you are ahead of the bill and being able to appreciate the stunning sights and sounds Texas has to offer could be a challenge in the event of an economic crisis hits. Greenday is […]

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Biden tells officials to ‘just holler’ if they need anything after Hurricane Ida

President Joe Biden told Louisiana Governor John Bel Edwards to ‘just holler’ for help on Monday after Hurricane Ida ravaged the gulf coast and referred to his senior adviser, former Rep. Cedric Richmond, as ‘boy.’ Biden introduced Richmond, a New Orleans native who quit Congress to serve in the White House, by a term that […]

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Food insecurity rises in US military ranks. So does honesty about it.

When her husband was a Marine Corps sergeant, Bianca Strzalkowski struggled with what, to the couple, felt like a shameful secret: Even on their active-duty military salary, which included a housing allowance, they could not afford enough food and diapers for their young family. They quietly visited food banks to pick up boxes of recently expired groceries. By the time she […]

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‘Disbarred and disgraced’ former lawyer reveals he is suing doctor who defied Texas abortion ban

A former Arkansas lawyer says he’s going to sue a Texas doctor who performed an abortion in defiance of Texas’ new laws against the procedure in an attempt to either prove or disprove their legal viability.  Oscar Stilley, a man who says he has been ‘disbarred and disgraced’ from practicing law, is suing Dr. Allan […]

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Milwaukee kids are learning how to manage money from Running Rebels

It’s just before noon on a Monday in June. Click to read Milwaukee Journal Sentinel editor explains this new partnership. The sky is brilliant blue, the streaks of white clouds betraying no trace of the thunderstorms from the night before, when a tornado touched down near Chicago. A group of teens huddles around a plot […]

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5 Tips to Stretch Your Money As Your Daily Spending Grows

Image source: Getty Images It’s no secret that daily expenses have increased. Due to inflation, you are probably spending more each month to live your life. If your budget is already tight, you might find that it’s getting harder and harder to make your paycheck last. With extra consideration and making a few changes, you […]

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Shady payday lenders win big in Supreme Court – people’s world

Supreme Court weakened key consumer protections with ruling in favor of payday loan companies / APs WASHINGTON (PAI) —One of the shadiest parts of the business world, payday lenders, won a big victory in the United States Supreme Court. The same is true for the rest of the business class, as judges removed a federal […]

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5th Circ. Says CFPB payday loan regulations must await appeal

By Jon Hill (Oct 15, 2021, 9:38 p.m. EDT) – The Fifth Circuit has stepped in to extend the suspension of the Consumer Financial Protection Bureau’s payday lending regulation that is being challenged by two industry trade groups, giving small lenders suspended a compliance deadline scheduled for June. In a one-paragraph order issued Thursday evening, […]

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OKCupid Says Pro-Choice Men Get Double Responses On Dating App, Launches New ‘Pro-Choice’ Badge

By Stephen M. Lepore for Mailonline and Alastair Talbot for Mailonline A former Arkansas lawyer says he will sue a Texas doctor who performed an abortion in defiance of Texas’ new laws against the procedure in an attempt to prove or disprove their legal viability. Oscar Stilley, a man who says he was “struck off […]

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“Our courts, our fight” highlights the September decisions

As part of our efforts to promote qualified candidates for the Biden-Harris bench, especially women of color, as evidenced by our #HerFightOurFight campaign, People For the American Way continued to research and report on the troubling votes and rulings of Trump’s appellate judges and judges, as well as decisions by Trump’s district judges that unduly […]

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Variety of Scams Targeting All People of Color, by Charlene Crowell | Richmond Free Press

As the annual holiday shopping and celebratory season approaches, a major federal financial regulator has released new research detailing how communities of color are being targeted not only by well-known types of predatory lenders, but new forms of lenders. fraud seek to exploit consumers in throes. of the COVID-19 pandemic. Published by the Federal Trade […]

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Benefits of Payday Loans – BOSS Magazine

Reading time: 2 minutes Payday loans are short term, high interest loans that cash strapped people take out to meet their needs. The risks of payday loans may seem quite high but compared to their benefits the risks seem low. Many people with low incomes (less than $ 40,000 per year) typically take out payday […]

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CFPB Payday Rule Challenged, Possibly Paves The Way For More EWA Programs | Wilson Sonsini Goodrich & Rosati

On August 31, 2021, the District Court for the Western District of Texas upheld the payment provisions of the 2017 Consumer Financial Protection Bureau (CFPB) rule “Payday, Vehicle Title and Certain High-Cost Modment Loans”. Payday), but on October 15, 2021, Circuit 5 extended the suspension of the payday rule while it hears an appeal from […]

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Over 12% of Latino households do not have a bank account. It can cost a lot of money.

When Yanely Espinal was growing up, his family did not use a bank. Her parents had immigrated to the United States from the Dominican Republic and, like many newcomers, used only cash. “I’ve never, ever seen a credit card, a debit card, anything like that in my house,” said Espinal, director of educational outreach at […]

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Congress repeals Trump-era payday lender regulations

The Senate voted 52-47 to overturn OCC rules on May 11. The bill now goes to President Joe Biden, who is expected to sign it. By overturning the Trump administration rule promulgated in late 2020, Democrats aimed to stem a practice of payday lenders that critics had called a “rent-a-bank” program. While payday lenders are […]

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Federal Court Upholds Payment Provisions of CFPB’s 2017 Payday Loan Rule | Weiner Brodsky Kider PC

The Western District of Texas U.S. District Court recently upheld the payment provisions of the 2017 CFPB rule regarding salary, vehicle title, and certain high-cost installment loans. The ruling confirmed the CFPB’s ban on certain payment practices by covered lenders that the CFPB deemed “unfair, misleading or abusive”. The payment provisions prohibit lenders from continuing […]

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The Payday Lender Battle: A State Bank’s Game

It’s a problem that many people face – the need for short-term cash before their next paycheck. Payday lenders often charge high interest rates and fees, which can put borrowers in a worse financial position than when they started. But what if there was another option? Imagine having access to an online bank that offered […]

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Genus-species in the use of trademark law

Brittex Financial vs. Dollar Financial (Fed. Cir. 2021) This is a trademark case. Dollar Financial owns trademarks for MONEY MART – the name it uses for its payday loan and securities vendors as well as for pawn shops and pawn shops. The company had used the name for several years in the payday lending industry […]